Step 4: Cut Expenses In Your Current Lifestyle

The Adventure Possible approach to modern life builds adventure into life’s trajectory, borrowing five years from retirement to giving professionals the structure, tactics, and opportunity to make adventure possible through the working years.

In summary, the life looks like this:

The Adventure Possible life borrows five years from retirement. Inspired by Stefan Sagmeister.

During the working sprints of the Adventure Possible life, we work hard, save money, and invest. We build a career. We save money for the next adventure, and we invest money for retirement, college funds, and other long term financial goals.

During the working years, we encourage would-be adventurers to scale back their lifestyle for two reasons.

First, by scaling back your lifestyle and spending less, you can throw more money into the adventure travel kitty or other investments.

Second, when you leave for your adventure, your spending and lifestyle habits will be going with you. By moderately curbing your lifestyle now, you will help reduce the amount of money you will need to support your adventure lifestyle.

For sure, the ‘cutting costs’ concept is the ubiquitous, unsexy advice to accelerate any savings plan. But it arises so commonly for good reason. It works.

However, we’re not suggesting that you whittle your life into an displeasurable existence, eating rice and beans at every meal and sharing a toothbrush with your mate.

Live well, but live moderately, making small choices that have big financial impacts so that you lower the financial barrier to adventure.

The articles below are devoted to cutting everyday and periodic expenses.

When you think you have a grapple on cutting expenses, continue on to Create an Adventure Travel Budget.